Atlantic Home Loans

Atlantic Home Loans is a Regional Mortgage Banker with it's home office in Morris County, New Jersey. We bank our loans which means that use our own source of funds to close your loan. We are not brokers. While we do have the ability to "broker" a loan, we only do so when it is beneficial to you, our customer. We are licensed in eleven (11) states. Our primary lending area is the northeast. Our approach to the mortgage lending business is simple - we focus on the needs of you, our customer, and deliver the mortgage loan that is best suited to your needs. We underwrite your file. With rare exceptions, your loan file is processed and underwritten by Atlantic's employees. Unlike most other mortgage lenders, including the national banks, our processing and underwriting is local. Your Atlantic loan officer has the ability to sit with the underwriter (in his or her office) to discuss your loan application. We pride ourselves on customer service. We do not offer checking or savings accounts; we only offer 1st and 2nd home loans.