Cardif

Cardif, the BNP Paribas Assurance life and non-life insurer, has been designing and distributing Savings and Protection products and services, since 1973, through diverse distribution channels. Cardif is present in 33 countries, with strong positions in Europe, Asia and Latin America, and partners with over 35 of the 100 world leading banks. BNP Paribas Assurance is the Life and Property & Casualty insurance unit of BNP Paribas, employing over 5,000 employees, of whom more than half are based outside France. In 2005, gross written premiums reached Euro13 bn, of which 27% were collected abroad and 44% outside the BNP Paribas group. BNP Paribas Assurance is the fourth-largest life insurance company in France and is the second largest worldwide in creditor insurance.