Credit Counseling of Arkansas

Since 1995, non-profit Credit Counseling of Arkansas (CCOA), Inc. has helped thousands of families with personal finances issues by making a positive difference through helping people master their personal finances through free budget, credit & housing counseling, free seminars, credit report reviews and a Debt Management Program that can reduce interest rates, stop late fees, and stop collection calls. Less debt, more life! Many who struggle with debt didn't get there because of carefree spending. They have debt stemming from a crisis, such as: job loss, reduced work hours, divorce or medical bills.