Civitella & Associates

Civitella & Associates has specialized knowledge in this field; Pat Civitella has been working for over four years in Foreclosures and Loss Mitigation. Our Stop Foreclosure & Loss Mitigation services can help our clients keep the home they love, or we can help in working out a plan that is beneficial to all parties. Sometimes bad things just happen to good people. Emergencies, illnesses, surgeries, divorces, and a host of other life hazards can land the best of people behind the "8-ball," often putting their homes and good credits at risk. Regardless of how hard-hearted lenders can seem when this happens, they aren't in the business of taking back properties. They want to work out a solution, but most consumers just don't know how to negotiate with them. Our clients often discover that lawyers are no help and bankruptcy is hardly a good solution. Civitella & Associates offers an array of possible solutions that most consumers are not aware of. We will take your case right to the lender. We'll do our best to work out a solution that will allow you to keep your home and satisfy the lender. With our participation, it will show the lenders that you are determined to keep your end of the agreement. If we have accepted you as a client, we will refund your fee if we are unable to negotiate a solution that is agreeable among all parties. We have over 28 different options and programs available that consumers are unaware of. So, please contact Civitella & Associates for a free initial consultation.