Charlotte Metro Credit Union

Charlotte Metro Federal Credit Union (CMCU) is a full-service financial institution headquartered in Charlotte, N.C. In 2021, CMCU merged with Premier Federal Credit Union (PFCU), expanding its reach, while maintaining - and strengthening - its local roots in the Carolinas. The combined organization has a membership of more than 92,000 with over $1 billion in assets and 18 branch locations throughout the region. As a not-for-profit cooperative, Charlotte Metro is wholly owned by its members. Each depositor is insured up to $500,000; $250,000 by the National Credit Union Association (NCUA) and up to an additional $250,000 through Excess Share Insurance (ESI).