Decimal Factor

Decimal Factor is the leader in affinity programs that helps make credit and debit card factoring viable. Our prime objective is to provide you with working capital, quickly and easily, that will help you to achieve your business growth. Typically, the bank will be happy to loan you money when you don't need it but reluctant to loan you money when you need it the most. We arrange cash advance companies who buy a fixed amount of your future credit and debit card sales at a discount. Through an automated process, the cash advance companies retrieve a fixed percentage from each sale as it is settled. The percentage they retrieve from each sale is fixed for the life of the funding. Unlike banks where monthly repayment schedules are rigidly set, cash advance companies get paid when you get paid. Consideration is given to ups and downs of your business revenue flow. Our simple qualification process allows us to arrange capital to much higher percentage of businesses and our affinity partners make it cost effective.