Diamond Financial Services

We are specialists in SBA financing. Under the current economy and based on the favorable terms offered, SBA is clearly the best option to obtain business financing. We are not the direct lender but we work with some of the leading financial institutions. We know which offices aggressively are dedicated to committing to SBA loans. Unlike many in the industry, we do not charge any upfront commissions for our expertise and work on your application. We will help you: Professionally package the loan application: Whether it is to prepare the application, request sufficient documentation, preparing sales projections or the write-up of convincing summaries, Diamond will assist the buyer in presenting a package lenders will take seriously. Structure: Business and loan structure, partner relationships, and ability to emphasize strengths over weaknesses are just some of the issues. Diamond Financial works with the buyer to structure the loan in a palatable and positive way so the loan application has the best chance for approval. Develop and Analyze Business Projections: Revenue and sales projections need to be prepared in a convincing and realistic way to achieve success. These loans are cash flow driven meaning there needs to be sufficient expected revenue over expense ratios so loan obligations can be met. Effectively Communicate the Merits of the Loan Application: We talk directly to the underwriters not the loan processors. We know what is important to our lenders and we keep the loan moving in order to speed up the loan process. We know what concerns our lenders and our experience in working out issues or obstacles can be invaluable to your buyer! Our daily experience in working with loan officers helps them in many ways. We have easy access, solid on-going communications, professional credentials and a mutual confidence level with lenders that produces results and commitments. We know what our lenders are looking for and expect! Selecting The Right Lender: There are many written and unwritten guidelines that really determine the lenders sincere interest in your application. By working with our lenders on a day-to-day basis, we know if there are changing guidelines or criteria that may help or hurt your chances. Our pool of leading nationwide lenders gives us many financing alternatives. Our creative solutions to structure and financing and our knowledge where to place applications is why we will get the best and quickest results!.