First National Bank of Livingston

At First National Bank of Livingston, we provide overdraft services to cover ATM and everyday debit card transactions in the event your account may be a little short on funds - saving you embarrassment and the inconvenience of a declined transaction. We do authorize and pay overdrafts for checks and other transactions made using your checking account number as well as automatic bill payments made from your checking account. On or after August 15, 2010, we will not authorize and pay overdrafts for ATM transactions or everyday debit card transactions unless you ask us to. If you want us to authorize and pay overdrafts on ATM and everyday debit card transactions after August 15, 2010 you may click the link below.