iHELP Private Student Loans

The iHELP Student Loan Program provides private student loans designed to supplement, but not replace scholarships, grants and other financial aid including federal student loans. iHELP offers college students and their families the resources needed to fill the 'gap' between cost of attendance and other financial aid with a low cost, no origination fee loan. What is an iHELP Private Student Loan? The iHELP Student Loan is a private, credit based loan. It is offered through local community banks and is designed to cover educational costs that aren't covered by a student's traditional financial aid package which generally consists of scholarships, grants and federal student loans. Who qualifies for an iHELP Student Loan? iHELP Student Loans are available for credit-worthy students or students with a credit-worthy cosigner who are attending an approved college at least half time. In general terms, credit worthy means the student or cosigner has: At least 3 years of credit history No open collections or charge offs in the last 2 years No bankruptcies, foreclosures or repossessions during the past 7 years No previous defaults on federal or private student loans NOTE: Additional credit criteria applies; this is a general guideline and is not all inclusive.