Luzon Development Bank

To the best of its abilities and within the capability of its resources, LDB believes in providing its people with personal and professional development through productive, efficient and challenging work, a fair merit rating system, development and training programs and compensation that reflects the amount and quality of their work. LDB will work to provide its employees with the environment that will encourage them to: perform their jobs to the best of their abilities be competitive players develop self-discipline develop personal and professional moral values develop sense of ownership be innovative and dynamic in the way they perform their jobs It is the belief of LDB that each human being should be treated with dignity therefore respects each employees and his worth to the institution. As growth and success are responsibilities shared by the management and the employees, their relationship must be as partners-each committed to fulfill the recognized needs of the other. In effect, LDB is one big family who, in order to prosper, must share similar goals and aspirations and coherently work towards attaining them. That way, LDB can be assured that as its business progresses, so shall its people. Inspired by this philosophy, LDB has adopted the following CORPORATE VALUES: TOTAL QUALITY CUSTOMER SERVICE TOTAL BANKING (PRODUCT) KNOWLEDGE TOTAL PERSONAL COMMITMENT TOTAL PERSONNEL CARE LDB Credo