Montecito Bank & Trust

Montecito Bank & Trust provides personal, business, and nonprofit banking services. It offers checking, savings, certificates of deposit, and IRA accounts; new residential mortgage, overdraft protection, vehicle, personal line of credit, home equity access line of credit, residential construction, and manufactured home loans, as well as small business and commercial loans, overdraft protection, and nonprofit financing; and credit cards. The company also provides cash management, wealth management, advisory, and other services. Montecito Bank & Trust was formerly known as The Bank of Montecito and changed its name to Montecito Bank & Trust in February 1996. The company was founded in 1975 and is based in Santa Barbara, California with branch office locations in Santa Barbara, Montecito, Goleta, Carpinteria, Solvang, Westlake Village, Ventura, and Camarillo, California. Montecito Bank & Trust operates as a subsidiary of Montecito Bancorp.