NYLFE SECURITIES

Hi, we're New York Life, one of America's largest mutual life insurance companies. New York Life and its subsidiaries provide insurance, investment and retirement solutions. For 175 years, we've been ...helping people put their love into action. As a mutual company owned by our clients, we hold ourselves to the highest standards of transparency, objectivity, and integrity. We’ll always aim to provide up-to-date information about the operations and actions of our business—which, when you’re a participating policy owner, really is your business.* We’ve thrived for 175 years. Mutuality has made us strong—and we’ve maintained the highest ratings currently awarded to any life insurer.** There are few Fortune 100 companies as renowned as we are for our diverse culture, training, and career opportunities. So it should not be surprising that when you work at New York Life—whether as an agent or one of our valued corporate employees—you’re backed by unyielding support, development, and resources. *New York Life Insurance Company is a mutual insurance company, which means it is not publicly traded and has no shareholders. Instead its policyowners are the ones who share in ownership rights of the company. With a mutual company, clients who purchase participating products are entitled to vote in the board of directors elections are eligible to share in annual dividends that are declared. The company's priority is to safeguard their interest. Policies issued by our subsidiary companies are not participating and do not share in these rights. **Individual independent rating agency commentary as of 9/12/19. A.M. Best (A++), Fitch (AAA), Moody’s Investors Service (Aaa), Standard & Poor’s (AA+). New York Life Insurance Company, EOE/M/F/D/V/SO www.newyorklife.com/who-we-are/our-story