P&N Bank
The largest locally owned and operated bank in Western Australia, P&N is an Approved Deposit Taking Institution (ADI) regulated to the same high standards of security as other banks, by such government agencies as APRA, ASIC, the Reserve Bank of Australia, AUSTRAC and the ACCC. It is run on a customer-owned banking model. Profits are reinvested for the benefit of those who bank with P&N, its members. The bank has 14 branches in WA, a Perth based Contact Centre and offers a wide range of financial products and services, including home loans, personal loans, term deposits, credit cards, transaction accounts, financial planning, insurance and foreign exchange. It offers all three digital wallets - Apple Pay, Samsung Pay and Google Pay™. P&N Bank is also a member of COBA (Customer Owned Banking Association) and the Business Council of Co-operatives and Mutuals (BCCM). Best Mutual Lender 2017 and 2018 RFI Australian Lending Awards. Ranked "Bank of the Month" Roy Morgan Customer Satisfaction Awards. (Sept, Oct, Nov, Dec 2017; Feb 2018 - Highest customer satisfaction of all banks in Australia).