Spectral

Spectral is a protocol for programmable creditworthiness. The company partners gain valuable credit risk insights to optimize business decisions and offerings by leveraging on-chain data; users gain access to new financial opportunities. The Multi-Asset Credit Risk Oracle (MACRO) Score is an on-chain equivalent to a traditional FICO score that allows users to check their on-chain scores through its platform. Spectral was founded in 2020 and is based in New Rochelle, New York.