Tinkoff

Tinkoff is an online financial and lifestyle ecosystem centred around the needs of its customers, offering a full range of financial services for individuals and businesses. All Tinkoff services are accessible via our mobile applications and Tinkoff.ru. At the core of the ecosystem is Tinkoff Bank, which was founded in 2006 and has since become one of the world's largest independent digital banks serving over 15 million customers. It provides banking and lifestyle services via the Tinkoff super app, the first super app developed by a financial institution in Europe. Tinkoff's parent company, TCS Group Holding PLC, is listed on the London Stock Exchange and on Moscow Exchange. The 2020 IFRS net income of TCS Group Holding PLC amounted to RUB 44.2 bn, another record. The ROE was 40.6%. In 2018 and 2020, Global Finance named Tinkoff Bank the world's Best Consumer Digital Bank, in 2020-2018, 2016 and 2015, the Best Consumer Digital Bank in Russia, and in 2020-2019, the Best Consumer Digital Bank in Central and Eastern Europe. In 2017 and 2013, the Banker recognised Tinkoff Bank as the Bank of the Year in Russia and in 2020, the Best-performing Russian Bank. In 2020 Forbes included Tinkoff at top-3 the Best Russian Employers.