1st Farm Credit Services

1st Farm Credit Services operates as a cooperative. The association is owned by more than 10,300 clients and is governed by a 17-member board of directors. Client-owners of the association elect 14 directors, while three are appointed by the board. Farm Credit institutions are funded differently than a local, commercial bank. We do not take deposits and the money used is raised by selling system-wide bonds on Wall Street. The earnings are then distributed through Farm Credit banks and associations to agricultural producers and cooperatives. This system allows for 1st Farm Credit Services to offer competitive interest rates and unlimited amount of money available to the agricultural sector. 1st Farm Credit Services has 17 branch offices located within the northern 42 counties of Illinois. The corporate headquarters is located at 2000 Jacobssen Drive, Normal, Illinois, 61761. Click Here to locate an office near you.