2nd Order Solutions

2nd Order Solutions is a lending consultancy focused on creating value for financial services clients through ground-breaking analytic and modeling problem solving. We are committed to improving financial and risk results by partnering with clients to create winning strategies and sustainable competitive advantage. Our two lead partners, Scott Barton and Rob Finnegan, are seasoned financial services veterans with deep marketing and credit risk backgrounds. Previous roles at Capital One include leading Small Business Card, US Card Decision Sciences, Collections and Recoveries for US Card and US Card Customer Management. At 2nd Order Solutions, we have built a world class lending consultancy that is second to none in Marketing, Underwriting, and Collections. With our team of Consultants and Data Scientists, we have transformed results for firms from Top 10 banks to technology start-ups in the US, Europe, and Australia.