APAC Financial Services Private

A combination of domain knowledge, innovation, execution excellence, best-in-class corporate governance and risk management would be the guiding principles of the group. APAC has raised circa Rs 245 crore from Multiples-managed private equity fund. A combination of well-capitalised balance-sheet of circa Rs 370 crore with low leverage and an experienced leadership team auger well for APAC in the current volatile market backdrop. APAC is building small ticket size businesses across the entire MSME spectrum with focus on underbanked segments. While this poses execution challenges, it creates unique moats which result in a durable and profitable businesses across business cycles. As part of its MSME portfolio, APAC under its "Aapka Loans" brand, is building small-ticket Home Loan business focussed on new to credit & self-employed customer segments. Launched in Mumbai Metropolitan Region (MMR) to cater to the underserved affordable housing segment, APAC is now extending its footprint in Rajasthan. In keeping with its ethos of building granular portfolios across MSMEs, APAC does no wholesale or real estate developer financing, in either its NBFC or HFC. APAC group aspires to become a full-service provider to the MSME (Micro, Small and Medium Enterprises) segments by combining Physical and Digital Platforms (Phy-gital) : a new-age fintech enabled NBFC, with thin-architecture branches. The Pillars of Our Business