Bank of Utica

Bank of Utica is one of the area's largest lenders to small businesses. If your real dream is to start or expand your own business, stop in and talk to us. We offer a full range of commercial loan services, including: Business Lines of Credit-short term or revolving Commercial Mortgages to help you purchase the best location from which to grow your business Long-Term Loans e.g. to acquire capital assets such as equipment necessary to expand Short-Term Time Notes to cover your routine operating expenses Accounts Receivable and Inventory Financing enabling you to bridge the gap between shipping your products and receiving payment for them Federal and NYS Government Loan Programs giving you the opportunity to take advantage of government guarantees or lower rates We focus on building relationships with our business customers. Many of these relationships transcend two, and even three, generations, so you can be sure that we will be with you for the long haul. Plus, our loan decisions are made daily by local in-house staff to provide you with the fastest means to finance your business. To see how we treat you as an individual, not just an account number, see our Business Banking Philosophy. Check out our enormous range of low and no fee products and services to see how we can meet all your banking needs. When banking with us, you can be assured that we strive to protect you from fraud and to safeguard your privacy. We know how to do business banking better.