BelVEBleasing

License of the National Bank of the Republic of Belarus No. 6 dated 12/27/2013 to perform banking operations; Special Permit (Licence) of the Ministry of Finance of the Republic of Belarus No. 02200/5200-1246-918 dated July 29, 2002, and valid until July 29, 2022, to perform professional and stock exchange operations with securities; Special Permit (Licence) of the Ministry of Finance of the Republic of Belarus No. 02200/21-00884 dated June 23, 2010, and valid until June 22, 2025, to perform professional and stock exchange operations with securities The Bank's branch network comprised 17 branches, including 5 branches in regional capitals, 3 branches in Minsk, and 9 branches in major cities across the country. The Bank's subsidiaries include Belvneshstrakh Insurance Company, Vnesheconomstroy subsidiary companies and Sivelga associated company. Bank BelVEB OJSC Authorized Capital is registered at Br 117 407 500. Among Bank BelVEB OJSC shareholders, there are about 385 legal entitiesand over 43 000 natural persons. Pursuing its key lines of business, Bank BelVEB OJSC, all through its history of business operation, has held leading positions within the country's banking industry in rendering export and import payment services and financing foreign trade transactions. This is evidenced by credit lines established by banks from Germany, Austria, Italy, the Czech Republic and other countries to finance contracts for the delivery of goods and services necessary to implement investment projects in Belarus. Owing to Bank BelVEB OJSC high standing in the international financial community, many foreign companies and organizations opt for Bank BelVEB OJSC as their guarantor bank. The Bank has become a clearing house for the majority of domestic banks in foreign exchange settlements and a key service provider for banks in CIS countries and Baltic States in Belarusian ruble payments. Bank BelVEB OJSC holds the status of a principal member of MasterCard (since 1994) and VISA International (since 1995) and is licensed to issue plastic bank cards and provide card-related services as well as to assist other Belarusian banks in gaining access to these international payment systems. Bank BelVEB OJSC business development strategy coupled with a meticulous on-going analysis of financial transactions enables it to promptly respond to market developments and focus its resources on the most promising lines of business. Attaining maximum customer satisfaction and providing the widest possible spectrum of services have always been and remain to be the Bank's priority goal. Bank BelVEB OJSC Supervisory and Management Boards see it their main mission to help the Bank's customers maximize their efficiency and strengthen their business capabilities and thereby contribute to the growth of the country's economic potential. ARTICLES OF ASSOCIATION OF Open Joint Stock Company "BELVNESHECONOMBANK"