Bondora

The consumer loans that Bondora offers are marketed in Finland, Spain and Estonia through a fully digital process supported by advanced credit analytics and in-house servicing. Bondora has historically financed the loans it originates by selling the associated receivables to a retail investor base drawn from 40 countries around the world. Bondora focuses on unsecured consumer loans with principal amounts of EUR 500 to EUR 10,000 and repayment terms ranging from three to 60 months. Bondora is licensed as a credit provider by the Estonian Financial Supervision Authority, the primary regulatory body in Estonia governing and overseeing banks, credit providers, credit intermediaries, insurance companies, insurance intermediaries, fund managers, investment and pension funds, investment firms, e-money institutions and payment service providers. Bondora has a strong executive and operations team with backgrounds in consumer credit, retail banking and asset management. Aside from Management and Supervisory Board members, key shareholders include subsidiaries of Valinor Management LLC, a US-based private investment firm with more than $3.4 billion under management, and Global Founders Capital GmbH Co. Beteiligungs KG Nr.1, a subsidiary of Global Founders Capital, one of the largest shareholders in Rocket Internet. Strategy