Credit Card Management

With the support of its principal shareholders, CCM is currently managing the first and largest merchant network equipped with point of Sale terminals (POS), thus servicing a multitude of international and local cards and connecting Lebanon to international payment systems such as Visa, MasterCard and American Express. Moreover CCM maintains its leading place in the country for upgrading its POS terminals to comply with the EMV standards (VSDC for Visa and MChip for MasterCard). Steered by dedicated professionals, CCM delivers a complete card solution, starting with Strategic Consulting and Business Planning, to Card Program Development, Loyalty Programs, Issuing and Acquiring, Smart Card Technological innovations and POS services, based on the latest in high-tech equipment and programs, elaborated in strategic alliances with international card industry leaders. Because security is one of our major concerns, we have designed CCM systems and technologies and built CCM premises in accordance with the highest standards required by major industry players which are submitted to regular internal and external audit processes. CCM has heavily invested in sophisticated computer hardware and software, as well as telecommunications equipment, in order to provide personalized and co-branded cards, (magnetic, EMV smart or scratch ) to respond to the different needs of banks and institutions. For this purpose CCM is constantly updating and acquiring high tech card production modules equipped with the latest services allowing personalization in large series for all kinds of cards (magnetic stripe, chip, plastic) with the automation of the entire card production process and the integration of various modules. Furthermore CCM has gained an important experience in EMV smart technology which was introduced by CCM enabling the banks and institutions, in Lebanon and in the region, to benefit from this revolutionary form of payment. In this respect CCM is the first personalization center certified by VISA international in the region for issuing the EMV VSDC programs and is currently one of the recommended Centers by Visa International for the personalization of the EMV cards. With the experience and know-how in establishing new partnerships and helping banks and clients launch successful card businesses, CCM shares the knowledge with its partners for the creation of successful and profitable solutions. CCM is constantly developing POS software applications to service its merchants needs and own proprietary payments or loyalty schemes. CCM has implemented a large variety of elaborated loyalty programs that targeted various segments of the market, covering a large number of consumers, throughout its elaborated and successful loyalty programs established with specified partners. With the experience and know-how in establishing new partnerships and helping banks and clients launch successful card businesses, CCM shares the knowledge with its partners for the creation of successful and profitable solutions. Online Services