C&F Bank

C&F Financial Corporation operates as a holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. The company operates through three segments: Retail Banking, Mortgage Banking, and Consumer Finance. The Retail Banking segment offers various banking services, such as checking and savings deposit accounts, as well as business, real estate, development, mortgage, home equity, and installment loans. This segment also provides ATMs, Internet and mobile banking, and debit and credit cards, as well as safe deposit box rentals, notary public, electronic transfer, and other customary bank services. It offers its services through its main office in West Point, Virginia, as well as through 24 Virginia branches located 1 each in Cartersville, Chester, Cumberland, Hampton, Mechanicsville, Newport News, Norge, Powhatan, Providence Forge, Quinton, Saluda, Sandston, West Point and Yorktown; 2 in Williamsburg; 4 in Richmond; and 4 in Midlothian. The Mortgage Banking segment provides various residential mortgage loans; originates conventional mortgage loans, mortgage loans insured by the Federal Housing Administration, and mortgage loans guaranteed by the United States Department of Agriculture and the Veterans Administration; and ancillary mortgage loan origination services for residential appraisals, as well as various mortgage origination functions to third parties. This segment offers mortgage loan origination services through 10 offices in Virginia, as well as through 2 offices in Maryland and two offices in North Carolina. The Consumer Finance segment provides automobile loans through its offices in Richmond and Hampton, Virginia; Nashville, Tennessee; and Hunt Valley, Maryland. In addition, the company offers investment services; insurance services; and title insurance services. C&F Financial Corporation was founded in 1927 and is based in West Point,...