Cypress Premium Funding

Cypress Premium Funding provides short term loans for businesses and individuals for their commercial insurance policies. Loans are originated through a large network of Independent Insurance Brokers who offer Cypress as an alternative to paying the premium in full to the insurance carrier. The Broker collects a down payment and the balance (amount financed) is paid by Cypress and paid back over 8, 9, or 10 payments. The unearned premium of the policy serves as the collateral for the loan. Cypress is able to handle both small and large accounts and works with the Insurance Broker to tailor a product that is competitive and complete while offering flexibility for cash flow needs. By financing the insurance premium, the insured is able to put their capital to work for other business opportunities. We are able to provide financing for carriers with an A.M. Best rating of B+ or better. We hold ourselves to the highest standards for the customer experience for our Borrowers, Brokers, and Insurance Companies. Our online, cutting-edge technology allows 24-7 loan management in a "real time" environment. Our online system allows online payments, payment extensions, and a wealth of reporting options to better manage your accounts. To see all of our different product please visit our product page. Get started now by completing our profile, and we look forward to taking care of your premium financing needs.