DG Benefits

Our Mission: Guarantee that our clients are using their insurance dollars in the most cost efficient ways possible to deliver predictable outcomes. Our Process: We help our clients understand that he...alth insurance does not equal health care. This leads to an objective evaluation of their current situation and the development of a customized benefit program. We meet with each employee to make sure that they understand the offering and know how to become better insurance consumers. ------------------------------------------------------------------------------------------------------------------ There are three basic financial risks that we all face: (1) Living Too Long (2) Not Living Long Enough (3) Living in Hell Due to a Disability or Poor Health My 25+ years of experience in the world of insurance, combined with my own life experiences, help me develop real-world solutions for how best manage these risks. I was diagnosed with cancer in 2011. I was on an HMO. My initial thought: I'm going to die! The story has a positive ending, but the plot line had many twists and turns. The bottom line: I can discuss how HMO's work - when it really matters - based on reality not hypothetical. Whether you are in an HMO, a PPO, purchase your insurance through an employer, or in the individual market, or on the exchange, it is critical - now more than ever - that you understand how your plan works and how to become a better health consumer. Additionally, there are many non-traditional products that are giving businesses and individuals choices that were not widely available until now. I don't know about you, but I prefer Hi-Def TV's and Smart Phones! Maybe it's time for a benefit upgrade...