Financial Institutions

Financial Institutions, Inc. headquartered in Warsaw, New York, provides diversified financial services through its subsidiaries Five Star Bank, SDN, Courier Capital, and HNP Capital. Five Star Bank provides a wide range of consumer and commercial banking and lending services to individuals, municipalities, and businesses through a network of offices throughout Western and Central New York State. SDN provides a range of insurance services to personal and business clients. Courier Capital and HNP Capital provide customized investment management, investment consulting, and retirement plan services to individuals, businesses, institutions, foundations, and retirement plans.