Fintopia 瓴岳科技

Fintopia is a Fintech company committed to providing affordable financial services for everyone, especially for those unbanked. The difference from traditional credit check solutions, we lend money to... our customers based on their online footprint which everyone has. With the presence in South and East Asia, Fintopia builds simple, powerful financial products. Since launching our online lending platform JoyCash in China in June 2016, we experienced fast growth and soon became a first-tier lending platform in terms of monthly transaction volume. By leveraging big data technologies and cutting-edge machine learning algorithms, we have developed a loan decision engine that generates accurate credit decisions in seconds. Fully-automated underwriting and origination workflow have been built to process thousands of loan applications efficiently. With the capability to self-regulate its learning, the risk-return profile of our credit loan portfolio has become more and more attractive. In the future, we are planning to bring this alternative investment asset class in new markets to benefit investors.