F&a;M Trust

A subsidiary of Franklin Financial Services Corporation, F&a;M Trust is an independent community bank headquartered in Chambersburg, PA. For more than a century, F&a;M Trust has embraced and defined what it means to be a community bank in South Central PA. With approximately $1.2 billion in assets, F&a;M Trust has 22 community offices in Franklin, Cumberland, Fulton, and Huntingdon counties.