Guardian Insurance

Guardian Insurance Company is celebrating its 25th year as a premier full service insurance provider. Founded in the U.S. Virgin Islands, Guardian has emerged as the largest automobile insurance carrier and among the largest providers of property and casualty insurance in the USVI. Since 1984, Guardian has established itself as the insurance provider of choice for private individuals and businesses based in the surrounding communities. Guardian is fully licensed to write all Property and Casualty lines of insurance business in Puerto Rico, the USVI, and in the British Virgin Islands (BVI). Guardian maintains conservative coverage and reserving policy, enabling us to maintain consistent profitability and positive loss development results. From the very beginning, Guardian has worked hard to earn a reputation as a committed insurance provider-it's a standard we uphold every business day. This is perhaps best illustrated by Guardian's unbroken record of meeting all financial commitments to policyholders through various natural disasters, including the devastating effects wrought by hurricanes Hugo (1989) and Marilyn (1995). Today, Guardian is widely respected for providing unstinting service, uniformly high quality products, and a consistent presence. We are proud of: • An unfailing financial commitment to policyholders-through hurricanes, earthquakes, fires, and auto accidents. Guardian is always by your side. • A local, domestic presence providing seamless and complete customer service-delivered by a staff that is uniformly responsive, informed, and professional. • Four service branches in the VI and one in Puerto Rico to assist clients with their Underwriting and Claims needs. • A long-standing legacy: The Lockhart Companies Inc., established in the 1800s, is our parent company. Lockhart is the VI's largest real estate owner, landlord, and developer and is among the Caribbean's most prominent real estate concerns. • Our commitment to being a solid corporate citizen-because it's good business and it's the right thing to do.