Harvest Investments

Harvest Investments, Ltd. (“Harvest”), founded in 1991, is a registered Investment Advisor based in Burr Ridge, Illinois, a suburb of Chicago. Harvest uses a proprietary technology that was developed internally, to process and refine investment information at the portfolio level. This allows Harvest to provide independent, expert investment information to Board Members, Internal and External Auditors, and other CPA's and Professionals who work with investment portfolios and are required to independently test investment information or internal controls, or who are not investment experts themselves and are looking for outsourced assistance. The information provided is not investment advice and should not be used as investment advice. Harvest reviews investment portfolios and provides a variety of reports, allowing fiduciaries (Boards), management, and other professionals (CPAs, Lawyers) to better understand what the investment managers are doing with the portfolio(s) in question, and to shed more light on the risks being taken. The reports also serve as independent tests of the effectiveness of Internal Controls. Harvest reports summarize key information that targets risks and disclosure needs, and that provide management summary and compliance information that is useful to those who are removed from day-to-day management of the portfolio. Although Harvest provides a wide range of disclosure and audit-related investment information, the most common types include: independent verification of market value; accounting and regulatory disclosure; purchase and sale price testing, income testing, and; policy compliance testing. Harvest subscribes to market information databases, trading services, regulatory agencies, accounting organizations, and other resources in order to stay current and have access to new investment information and trends. Harvest also maintains professional relationships with broker/dealers, traders, portfolio managers, and other investment professionals in order to provide current information and market valuations for securities. These relationships and our market coverage are overseen by our in-house market specialist. Harvest is not a broker/dealer. Harvest's procedures for obtaining independent market valuations depend on the types of securities being priced. For fixed income instruments, Harvest relies primarily on its relationships with broker/dealers and their trading desks. Harvest maintains relationships with several different regional firms in order to gain access to traders specializing in as many types of fixed income securities as possible. Fixed income securities sent to Harvest for pricing are first sorted by type and then blindly distributed to the appropriate traders at the broker/dealer firms. Certain types of securities may be priced using other resources as well. For most common and preferred equity securities and mutual funds, Harvest relies on data services which provide price information that originates with equity exchanges. Direct real-estate, venture capital, and similar types of investments are not generally priced by Harvest. Other types of securities are handled on a case-by-case basis. Pricing resources are maintained and quality controlled on an ongoing basis, under the guidance of our market specialist.