Mayfield Mortgage

We help consumers conquer the two primary challenges inherent in obtaining residential purchase and refinance mortgages. First, the loan process and loan products are often confusing for consumers. In light of the recent proliferation of loan products (e.g. interest-only, hybrid adjustable rate loans, 40-year terms) and underwriting methods available (many levels of documentation and automated underwriting), combined with the prudent analysis of the benefit of paying more “points� and fees for a lower rate, most consumers benefit from the services of an unbiased professional. We always guide you through all needed analysis, without fees, prior to any formal commitment to proceed with a loan application. Second, as a result of the confusing nature of the market, constantly changing interest rates, and the commission-based compensation structure for originators, some banks and brokers use the complexities of the market to take advantage of unsuspecting borrowers. If a new loan makes sense for you, we will provide you with a guaranteed rate lock of a specific loan program, and all related fees, prior to your commitment to proceed with a purchase or refinance. We believe that our referral and repeat-client based 19 years of business success is an indicator that we support our clients in making successful decisions and closing the loans that meet their needs and save them money. Please call or email us for a low-pressure, no obligation discussion of your financing and general real estate questions.