UIF

UIFC is currently the largest retail banking entity in the U.S. holding Islamic financings and Islamic deposits. UIFC offers the only Islamic Shariah-compliant FDIC insured deposits nationwide (offered through University Bank) and originates Islamic Shariah home financings and commercial real estate financings in a dozen states. UIFC's products have received favorable legal rulings (fatawa) from some of the leading Islamic legal scholars in the U.S. and the world. University Bank also has a master commitment where it serves as agent for FHLMC (NYSE: FRE) to create a secondary market for UIFC's Sharia'a compliant home financings nationwide.