Ohio University Credit Union

OUCU officially opened for business in 1955 as Ohio's first state-chartered university credit union. Its membership is open to Ohio University employees and students, and many SEGs in the surrounding area. Ohio University Credit Union is proud of its history of putting people before profits. OUCU's capital ratio of 9.45% is much higher than the 7% minimum that is required by the National Credit Union Administration. Additionally, despite sluggish lending nationwide, OUCU's lending numbers have remained strong through a combination of quality products and competitive loan rates. The credit union offers mobile banking and other services that deliver exceptional consumer convenience.