ProCredit Bank

ProCredit Bank is a development-oriented full-service bank, offering excellent customer service and a wide range of banking products. In its credit operations, ProCredit Bank Macedonia focuses on lending to very small, small and medium-sized enterprises, as these businesses create the largest number of jobs and make a vital contribution to the economies in which they operate. Unlike other banks, ProCredit Bank does not promote consumer loans. The Bank focuses instead on responsible banking by building a savings culture and long-term partnerships with the customers. The shareholders of ProCredit Bank Macedonia are ProCredit Holding AG (Frankfurt) with 87.5 % of the capital and the EBRD (London) with 12.5% of the capital. ProCredit Bank Macedonia is part of an international group of financial institutions, the ProCredit group - responsible banks for small businesses and ordinary people. The first ProCredit banks were founded more than a decade ago with the aim of making a significant development impact by promoting the growth of small businesses. The ProCredit group sought to achieve this by providing loans tailored to customer requirements and offering attractive deposit facilities that would enable and encourage low-income individuals and families to save. The group has shown strong growth over the years, and is today one of the leading providers of banking services to small business clients in most of the countries in which ProCredit operates.