Repco Home Finance

RHFL is a professionally managed housing finance company head quartered in Chennai, Tamil Nadu. We were incorporated in April 2000 to tap the growth potential in the housing finance market. We are registered as a housing finance company with the NHB. As on April 2015, RHFL is operating through 106 branches and 36 satellite centres in Tamil Nadu, Andhra Pradesh, Jharkhand, Kerala, Karnataka, Maharashtra, Madhya Pradesh, Gujarat, Odisha, West Bengal and Puducherry. The mission of RHFL has been to translate into reality the aspirations of people to own a house by covering the market -existing and potential- comprehensively through institutional credit support customized to suit individual needs in a transparent and ethical way. The salient and unique features of RHFL are innovative loan products, direct customer contact and customer ownership, focus on quality customer servicing, transparency and speed of operations, focus on relatively under-penetrated markets and balanced portfolio mix, robust risk management systems and processes, low cost operations, well recognized brand in south India with an established track record, stable and experienced senior management team. The loans schemes of RHFL are dream home loans, home makeover loans, mortgage loans, plot loans, commercial construction loans, NRI loans and loans for fifty-plus individuals. We have witnessed a steady growth in the past by increasing our geographical footprint by deepening our reach selectively in existing regions and expanding to new regions, continuing focus on under penetrated markets, maintaining strong asset quality through continued focus on risk management, accessing low cost and diversified sources of funds, and maintaining low operating costs. We plan to deepen our presence in existing geographies, expand into new geographies; keep operating costs to the minimum; diversify our funding base; focus on innovative loan products; and introduce new loan products.