Limited Liability Company Rusfinance Bank

Rusfinance Bank is a 100% subsidiary of PAO ROSBANK and, since 2004, has been a part of Societe Generale international finance group. Rusfinance Bank mainly grants consumer loans via its regional network of over 25,000 partners (auto dealers and retail stores) and its own branches in 71 Russian regions. A market leader, Rusfinance Bank offers the most comprehensive consumer lending portfolio, including auto loans, lending in retail stores, and cash loans. Rusfinance Bank has a Moodys rating of Ba1 for national currency and Ba2 for foreign currency with a stable forecast, as well as a Fitch investment rating of BBB- with a positive forecast. In addition, the bank received the highest possible national credibility rating of AAA(RU) from Analytical Credit Rating Agency (ACRA) with a stable forecast. The bank holds a general banking license (No. 1792 of February 13, 2013) from the Central Bank of the Russian Federation.