SAF Holdings

SAF also provides comprehensive data analytics on existing "bulk" portfolios of consumer loans, new "flow" originations of consumer loans, and as an ancillary service to loan servicing for clients. SAF's data analytics solutions include advanced loan portfolio analysis, delinquency and default projections and portfolio pricing, Key Performance Indicator ("KPI") development and analysis, and other metrics and tools to better understand and evaluate a portfolio. The team at SAF, through its subsidiary AmeriFirst, has decades of experience in developing consumer finance programs and servicing consumer loans, and through its subsidiary SCRA, has decades of experience with consumer loan portfolio acquisitions for a variety of product verticals, and financial data analytics and modeling, as described in the diagram below. The merging of the Summit and AmeriFirst teams' deep experience under SAF enables the creation of exceptional value for all the clients and partners SAF serves.