UCM

Denver based United Capital Markets, Inc. (UCM) provides innovative risk management services to institutional clients, primarily hedging investments in mortgage servicing rights ("MSRs"). Founded in 1996 by principals with decades of mortgage banking and hedging experience, UCM now provides risk management services to companies ranging from a few hundred million to over one hundred billion in notional MSR balances. UCM spent over a year perfecting its proprietary computer model HedgeCalc™ to optimize hedges offsetting the risk of changes in MSR value caused by changes in the benchmark treasury rate.