Beez

Beez is a mobile APP that targets people who shop online and finances online shopping with credit cards. We give them an alternative for the buy now, pay later model with, NO interest, NO late fees, No commissions. Our approach is to eliminate the bank from the equation(user-bank-retailer) and support the financing costs of these loans directly from the retailer as a wholesale discount to us. The problem as we see it that 70% of credit card owners end up paying interest and 25% interest rate is only the starting point they even go up to 50% Right now people get money from the bank with interest and pay for products, our approach is to pay the merchant, an get a wholesale discount, our user get the products and pay us back in 60 day with no costs Our product gives the same benefits as a credit card : - cash back on every transaction - Automated saving solution - credit at POS with NO interest To retailers we bring : - sales - loyal customers - increase on the recovery on abandoned carts