Village Financial Services

Village Financial Services Ltd. (VFS) is committed to reach out to every Indian from marginalised and poverty-stricken areas of the country. Thus, the company has taken a concerted effort to grow organically. By strategically spreading its business across 240 branches in the states of Assam, Bihar, Chhattisgarh, Jharkhand, Madhya Pradesh, Meghalaya, Odisha, Sikkim, Tripura, Uttarakhand and West Bengal, the company aims to reach out to a maximum number of aspirational districts, where some of the poorest Indians live. It is discernible from the scale of operations of the company, that quality counts for a lot more than just quantity. Thus, the outreach strategy used by VFS is that of continuous improvement of their borrowers. This is reflected in the way that the company expands its branch network, as effective research is done to ensure that those areas are found where the poorest and neediest borrowers can be found. Thus, effectively the company has ensured the most amount of organic growth in a way that will reach out to the greatest number of Indians.