Watertown Savings Bank

Established in downtown Watertown in 1893, Watertown Savings Bank offers a wide range of products with a focus on free depository accounts, competitive loan rates and local decision making. They retain the largest deposit market share, top mortgage lending share and recognition as the top commercial lender in Jefferson County. The Bank also offers on-line, mobile and electronic services for both personal account holders and commercial entities. Recognized as the Top Community Supporter in New York State in 2017 by Banking New York magazine, Watertown Savings Bank is the largest charitable donor among all financial institutions in the area which is made possible by their strong and loyal customer base. The bank supports local non-profit and charitable organizations throughout the North Country with a philanthropic mindset second to none in our community.