Xinja

Xinja is building Australia's first independent, 100% digital bank designed entirely for mobile. It is a radically new banking experience built with the community around their needs and in their interests,. Xinja will make it quick, easy and even fun for customers to track spending, save for what they want, and just get a lot more out of their money. Unlike incumbent banks, Xinja doesn't have branches or expensive legacy systems which means lower costs & so competitive rates & low fees for customers. Furthermore, the products are being designed to help people get ahead; if customers do well, Xinja does well too. Like any investment, Crowd-Sourced Funding (CSF) is risky. Investors may lose their money and the business may not achieve its objectives. You should consider the CSF offer document and the general CSF risk warning contained in the offer document in deciding whether to apply under the offer.