Zero Effort Nonbank

ZEN.COM is an international fintech company, with a digital money license issued by the central bank of Lithuania, which provides financial services in 31 European countries. The company's mission is to provide consumers and entrepreneurs with peace of mind in managing their money and purchase transactions. To achieve this, the company offers a comprehensive suite of digital products and services, such as a payment card, multi-currency IBAN account, online payment platform, as well as associated unique benefits and additional customer protection. ZEN.COM has offices in the Netherlands, Lithuania and Poland.